Sandy Werner trusting God’s plan, coming full circle

When Sandy Werner was in the fifth grade she knew she would be an accountant. What she did not know that it would lead her into being CEO of First National Bank, living in Elk City and loving it. She was born to Jim and Marcella Howieson and raised in Farmington, New Mexico.

“When I went to career day in fifth grade I said I wanted to be a CPA because I helped my neighbor, who was a CPA, put together tax returns, making copies for him. The counselor called my Mom and Dad to tell them that I needed to choose a career that was more suited for girls,” Werner laughed.

Marcella Howieson knew that her girls, Werner and her sister Charlotte (Bradshaw) had to be prepared for the future and to be self-sufficient. After high school, Werner attended Mankato State University in Minnesota to achieve her accounting degree.

“I had family in Minnesota and I loved the Vikings, that is where they held their spring training. I told my Mom and Dad that they had the best accounting department in the country,” she continued. 

It was there, that she met her husband Charlie.  After 19 months, they were married. Together they have two children Alex and Kelci Werner. She describes Charlie as a great guy and teammate. He seemed to be the perfect match for the young accountant.

“My parents lived in Elk City. My Dad was in the oilfield and was transferred here, once when I was a senior in high school. He turned it down because they wanted to be with me during that time. Then later he did get transferred here. At the time, there were not very many accountants around and Jim Warnke asked my Dad about Charlie. He was offered an accounting job and I took a job with Eden and Sprowls. We sold our house that week too,” Werner explained.

It was God’s plan, they were supposed to be in Elk City. Everything seemed to work out the way it was meant to be. She described it as, “Faith, Family and Community,” 

Werner’s faith seems to be the solid ground on which she stands. Her nephew, Matthew Bradshaw who is the Associate Pastor the Elk City’s ...

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Pictured: Sandy Werner and her family love to travel. They have been able to take a family trip the past few years. Pictured on a recent trip to Canada at their hotel in Lake Louis are Alex, Kelci, Charlie and Sandy on one of their adventures. Courtesy photo.

The Beckham County Record

112 E Main Street 
Sayre, OK 73662
Phone: 580-928-5540
Fax: 580-928-5547
1119 W 3rd Street
Elk City, OK 73644
Phone: 580-303-7318